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Access Bank mobile payment infrastructure – PayWithCapture – is a great idea. Why?

With Access Bank’s PayWithCapture, a user can store her card details on one central infrastructure and make payments from within the app by capturing pre-generated QR code at POS terminals with her phone. No cards, no swipes.

With PayWithCapture, all you ever really need is your phone. The user can save as many card details – from as many financial institutions – as desired on PayWithCapture, and the different cards can be selectively or collectively charged and it also removes the risk of losing your card

PayWithCapture is not merely a shiny new toy, it’s a true innovation.

How it works:

  1. Download the PayWithCapture app
  2. Sign up and link your accounts. You can link as many – credit/debit card, bank, mobile money – accounts as possible.

At the store:

  1. Open PayWithCapture
  2. Add payment method
  3. Scan a QR code
  4. Make payment
  5. Be fruitful and multiply